If you are in search of a good phone deal, bad credit can do a number on you. It can make it hard for you to trade in that iPhone 8 you have for one of the latest versions. There are various reasons why you might have bad credit. For instance, it might be due to a missed repayment last year, bankruptcy, or even a County Court judgment.
However, you do not have to accept the situation as it is. Here is how you can get over the issue.
Getting a Deal with Poor Credit
If you wish to trade in your iPhone 8 and get the Huawei P Smart, you can do some things to improve your chances of getting good mobile deals. Firstly, you need to look at your credit report and see where you can make improvements before applying for a new contract.
Besides that, you can apply for a low-end phone such as the iPhone 6S, which will still give you good service. It will help to make it easier for a company willing to take you on. Most of the network providers see it as a bigger risk to give out a high-end phone to someone with a poor credit record.
You can also opt for a sim-only contract since you do not have to get any phone. After that, you can visit comparemymobile.com and trade in your old phone for a new one. It will ensure you pay a minimal amount of money and still get a contract.
To avoid making things worse, you should opt for direct debit from your account. It will ensure that you stay on top of things to avoid missing any repayments. With time, it might help to boost your credit.
No Credit Checks Mobile Deals
When picking a no credit check deal, it is important to be quite careful about the caveats. In most cases, you will get an outdated phone such as the iPhone 6S.
However, if that is a sacrifice you are willing to make that is okay. You will also likely get a heavy build but a new phone. If you just need a phone that texts and calls, this will not be a problem.
The Phone might also come at a higher price since there is no credit check. You might be paying much more than others for the same ability to call and text. Besides that, some deals will need that the first month is paid in advance. Also, it will involve a contract. Thus, if you are not happy with the contract, you can do little until the contract ends.
No credit check can be good too. In some cases, you can start with Huawei P Smart but you will be able to upgrade after six months. This will depend on how satisfied they are with your reliability in making repayments. By paying the bills on time, it could improve your credit rating. It is something worth thinking about if your credit is in the gutter.
However, keep in mind that you must weigh all your options and see if you can get a better deal if you review your credit rating and improving it first. When time comes to upgrade your phone, you can pick one of the many options found at comparemymobile.com, it will help you discover great deals that help you get through the tough times. By using such a service, you could even get as much as 40% more for the old phone, even when it does not look perfect. Bad credit doesn’t have to kill your dreams.